ÿþ<HTML> <HEAD> <TITLE>Life Expectancy</TITLE> <META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=iso8859-1"> <META NAME="description" CONTENT="Financial Calculators, ©1998-2010 KJE Computer Solutions, LLC. For more information please see http://www.dinkytown.net"> <STYLE> <!-- BODY, TABLE, TD, TH, UL, OL, DD, DL, P, BR { font-family: helvetica, arial, sans-serif; font-size: 10pt; } H1 { font-family: helvetica, arial, sans-serif; font-size: 13pt; font-weight: bold; } DT { font-family: helvetica, arial, sans-serif; font-size: 10pt; font-weight: bold; } P.footer { font-family: helvetica, arial, sans-serif; font-size: 9pt; } DIV.large { font-family: helvetica, arial, sans-serif; font-size: 13pt; font-weight: bold; } --> </STYLE> </HEAD> <!-- Financial Calculators, ©1998-2008 KJE Computer Solutions, LLC. 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For more information please see: <A HREF="http://www.dinkytown.net">http://www.dinkytown.net</A> --> <H1>Life Expectancy</H1><P>How much you need for retirement depends a great deal on how long you expect to live. This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices. <P><CENTER> <!--[if IE]><object name="calculator" classid="clsid:8AD9C840-044E-11D1-B3E9-00805F499D93" codebase="http://java.sun.com/update/1.6.0/jinstall-6-windows-i586.cab#Version=1,4,0,0" height="450" width="565"><param name="code" value="LifeTime" /><param name="archive" value="dinkytown.jar" /> <P style="font-size:1px; color: #ffffff" line-height: 1px><![endif]--><![if !IE]><P style="font-size:1px; color: #ffffff" line-height: 1px><![endif]></P><![if !IE]><APPLET name="calculator" code="LifeTime.class" align="baseline" WIDTH="565" HEIGHT="450" archive="dinkytown.jar"><![endif]> <PARAM name="GENDER" value="MALE"> <PARAM name="CURRENT_AGE" value="33"> <PARAM name="YOUR_WEIGHT" value="195"> <PARAM name="YOUR_HEIGHT" value="71"> <PARAM name="INDEX_SMOKER" value="FALSE"> <PARAM name="INDEX_DRINKING_ALCOHOL" value="0"> <PARAM name="INDEX_DRIVING" value="0"> <PARAM name="INDEX_BLOOD_PRESSURE" value="0"> <PARAM name="INDEX_FAMILY_HISTORY" value="0"> <!--CUSTOM PARAMETERS--> <PARAM name="TEXT_FOR_REPORT" value="<HTML> <HEAD> <TITLE>Life Expectancy</TITLE> <META HTTP-EQUIV='Content-Type' CONTENT='text/html; charset=iso8859-1'> <META NAME='description' CONTENT='Financial Calculators, &QCPQ;1998-2010 KJE Computer Solutions, LLC. For more information please see http://www.dinkytown.net'> <STYLE> <!-- BODY, TABLE, TD, TH, UL, OL, DD, DL, P, BR { font-family: helvetica, arial, sans-serif; font-size: 10pt; } H1 { font-family: helvetica, arial, sans-serif; font-size: 13pt; font-weight: bold; } DT { font-family: helvetica, arial, sans-serif; font-size: 10pt; font-weight: bold; } P.footer { font-family: helvetica, arial, sans-serif; font-size: 9pt; } DIV.large { font-family: helvetica, arial, sans-serif; font-size: 13pt; font-weight: bold; } --> </STYLE> </HEAD> <BODY bgcolor='#FFFFFF' LINK='#003399' VLINK='#666666' BGCOLOR='#FFFFFF'> <CENTER><table border=0 bgcolor='#000000' width=468 cellspacing=1 cellpadding=0><tr><td width='100%'><table bgcolor='#FFFFDD' border=0 width=468 cellspacing=1 cellpadding=5><tr><td width='100%' align=center valign=middle><DIV class=large>Life Expectancy</DIV></td></tr></table></TD></TR></TABLE></CENTER> <H1>Your life expectancy is estimated at LIFE_EXPECTANCY years.</H1>**GRAPH**<P>Based on your inputs as a GENDER MSG_SMOKER your life expectancy was estimated at LIFE_EXPECTANCY years, or ADDITIONAL_YEARS additional years. <P><CENTER><table border=0 bgcolor='#000000' width=95% cellspacing=1 cellpadding=0><tr><td width='100%'><table bgcolor='#FFFFFF' border=0 width=100% cellspacing=1 cellpadding=5> <TR BGCOLOR='#CCCCCC'><TD COLSPAN=2><CENTER><B>Results Summary</B></CENTER></TD></TR> <TR><TD><b>Current age </b> </TD><TD> CURRENT_AGE </TD></TR> <TR><TD><b>Height in inches</b> </TD><TD> HEIGHT </TD></TR> <TR><TD><b>Weight in pounds</b> </TD><TD> WEIGHT </TD></TR> <TR><TD><b>Gender </b> </TD><TD> GENDER </TD></TR> <TR><TD><b>Do you smoke? </b> </TD><TD> SMOKER </TD></TR> <TR><TD><b>Alcohol consumption </b> </TD><TD> DRINKING_ALCOHOL </TD></TR> <TR><TD><b>Driving </b> </TD><TD> DRIVING </TD></TR> <TR><TD><b>Blood pressure </b> </TD><TD> BLOOD_PRESSURE </TD></TR> <TR><TD><b>Family history </b> </TD><TD> FAMILY_HISTORY </TD></TR> <TR BGCOLOR='#CCCCCC'><TD><b>Life expectancy* </b> </TD><TD> <b>LIFE_EXPECTANCY years</b> </TD></TR> </TABLE></TD></TR></TABLE> <P> <TABLE width=95%><TR><TD><P class=footer>*This calculator uses the 1986-1992 mortality tables published by the Canadian Institute of Actuaries (CIA). It also assumes that life expectancies will not improve during your remaining lifetime. If life expectancies increase dramatically over the next several decades, this calculator would underestimate actual life expectancies. If life expectancies decrease dramatically over the next several decades, this calculator would overestimate actual life expectancies.</P></TD></TR></TABLE> </CENTER> <BR> <BR> <HR SIZE=1> <CENTER><P class=footer> Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. </P></CENTER><br><br> </BODY> </HTML> "> <H1><CENTER>This Financial Calculator requires SUN's Java"! Plug-in. If you see this message you will need to download SUN's Java"! Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing  Install ActiveX Control . </CENTER></H1> <OL> You can also get SUN's Java"! Plug-in here: <A href="http://www.java.com/en/download/download_the_latest.jsp" target=_blank><b>Get the Java"! Plug-in!</b></A> <P>For more information about this Plug-in please visit: <A href="http://www.dinkytown.net/money/sunjvm.html" target=_blank><b>SUN's Java"! Plug-in</b></A> <BR>For more information these financial calculators please visit: <A href="http://www.dinkytown.net" target=_blank><b>Financial Calculators from KJE Computer Solutions, LLC</b></A> </OL><!--[if IE]></OBJECT><![endif]--><![if !IE]></APPLET><![endif]> </CENTER><CENTER><SCRIPT>document.write(showbuttons())</SCRIPT> <TABLE WIDTH="565"><TR><TD><P class=footer>*This calculator uses the 1986-1992 mortality tables published by the Canadian Institute of Actuaries (CIA). It also assumes that life expectancies will not improve during your remaining lifetime. If life expectancies increase dramatically over the next several decades, this calculator would underestimate actual life expectancies. If life expectancies decrease dramatically over the next several decades, this calculator would overestimate actual life expectancies.</P></TD></TR></TABLE> </CENTER> <H1>Definitions</H1><P><TABLE align='center' WIDTH="95%"><TR><TD><DL><!--DEFN_START--> <DT><B>Current age</B><DD>Your current age.<P> <DT><B>Gender</B><DD> Males generally have shorter life expectancies than females. This calculator uses separate mortality tables depending on your gender.<P> <DT><B>Smoker</B><DD> If you smoke, your life expectancy is generally going to be shorter than if you don't. This calculator uses separate mortality tables for smokers and non-smokers.<P> <DT><B>Weight & Height</B><DD> Being overweight can reduce your life expectancy. Your target weight is determined by your height and weight, exceeding that weight reduces your life expectancy.<P> <DT><B>Drinking alcohol</B><DD>Life style choices such as drinking alcohol can reduce your life expectancy. <P> <DT><B>Driving</B><DD> Dangerous driving habits can indicate a greater risk of accidents and death. We use the number of driving violations to help determine this risk.<P> <DT><B>Blood pressure & Family medical history</B><DD> High blood pressure and history of cardiovascular problems, diabetes in you or your parents can indicate a shorter life expectancy. While it can be difficult to control your family history, it is a factor in determining your life expectancy. <!--DEFN_END--></DL></TD></TR></TABLE> <BR> <HR SIZE=1> <CENTER> <P class=footer> Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. </P></CENTER> <BR> </BODY> </HTML>